Employer Healthcare in Lutz, FL: Primary Care for Your Team, Not Insurance
A monthly membership that gives your employees primary care visits with one provider, quote-based.
- Minimum Team Size:
- 5 employees enrolled
- Contracts:
- None, month to month
- Insurance:
- Not insurance
- Access:
- Office or telehealth visits
Employer Healthcare That Gives Your Team a Provider
Employee health benefits in Lutz, FL do not have to mean a group insurance plan. Employer healthcare at Advanced Optimal Healthcare is a monthly membership a company buys for its team that covers primary care visits with one provider: sick visits, chronic condition follow-up, annual physicals and telehealth, with no copays at the visit. It is not insurance and does not replace it. Employees keep whatever coverage they have for hospital care, specialists and prescriptions and use the membership for everyday care. Businesses in Lutz, Land O' Lakes and Wesley Chapel enroll five or more employees, name an account administrator and stay month to month.
Dr. Anilda Ortiz, DNP, APRN, FNP-C founded the practice in 2020 to address the primary care shortage in the Lutz area, and she personally sees every member, including employees enrolled through their workplace. In healthcare since 2002 and a family nurse practitioner since 2011, she gives employers in Lutz, Odessa and the greater Tampa area a single point of contact, on-site meet and greet appointments and a clinician who knows each employee's history.
Medically reviewed by Dr. Anilda Ortiz, DNP, APRN, FNP-C. Last updated: October 2026.
Why It Matters
When Employer Healthcare Beats Waiting on a Benefits Renewal
Many small businesses in the Tampa Bay area cannot offer group health insurance, or the plan they can afford comes with deductibles so high that employees skip care anyway. A sick employee waits days for an appointment, works through it or loses a shift at urgent care. Chronic conditions go unmanaged until they become absences. Owners want to offer something real, but every quote is for insurance they cannot sustain.
Understanding the small-business gap
Employer healthcare at Advanced Optimal Healthcare solves the access problem directly. For a flat monthly membership per enrolled employee, your team gets unhurried visits with Dr. Ortiz in the office or by telehealth, direct access by phone, secure text, video chat and email, and discounted labs and medications. It sits alongside any insurance you offer rather than replacing it, and meet and greets and flu shot clinics come to your workplace so employees actually use the benefit.
What Is Employer Healthcare?
Employer healthcare is a group version of direct primary care: a business pays a flat monthly membership for each enrolled employee, and those employees get sick visits, chronic care and medication management, preventive exams and telehealth with one provider, with no copay at the visit. It is not health insurance and does not replace it; the practice does not bill insurance for office visits, and employees keep their own coverage for hospital care, specialists and prescriptions. MedlinePlus frames workplace health as preventive care plus early treatment, which is what the membership supplies.
Enrollment starts at five employees. The employer names an account administrator who adds or removes employees as the team changes, and there is no contract. Meet and greet appointments can be held at your workplace, and wellness or flu shot clinics can be scheduled on site. Employees then book visits like any other member. Our article on how the membership model differs from insurance covers the details.
Treatment Timeline:
- Setup:
- Quote, administrator named, 5+ enrolled
- Onboarding:
- On-site meet and greet
- First Visit:
- Unhurried, office or telehealth
- Ongoing:
- Month to month, no contract
What Employees Get
What Employer Healthcare Covers for Your Team
Sick visits, chronic condition follow-up, annual physicals, telehealth and direct access to the provider for every enrolled employee, plus meet and greets and flu shot clinics on site.
Sick Visits
Colds, flu, infections and minor injuries seen when they come up, by appointment
Chronic Condition Care
Diabetes, blood pressure, thyroid and cholesterol managed with regular follow-up
Annual Physicals
Age-appropriate screenings, labs and preventive planning each year
Telehealth
Video visits for questions that do not need an office trip
Direct Provider Access
Phone, secure text, video chat and email between appointments
On-Site Clinics
Meet and greets, wellness clinics and flu shot clinics at your workplace
Key Advantages
Benefits of Employer Healthcare for Small Businesses
Why owners choose membership care
Caring for members since 2020
- 01
Predictable Monthly Cost
One flat membership per enrolled employee, no claims and no surprise bills
- 02
No Contracts
Stay month to month and adjust enrollment as your team changes
- 03
Faster Access to Care
Employees get seen when they need to instead of working through illness
- 04
Works With Any Insurance
Pairs with a group plan, an HRA or no plan at all; it is not insurance
- 05
Care That Comes to You
Meet and greets and flu shot clinics scheduled at your workplace
Compare your options
Employer Healthcare vs Other Employee Health Benefits
How a primary care membership for your team compares with the other ways small businesses in Lutz offer employee health benefits.
| Option | What It Is | Covers | Employee Access | Administration | Cost Structure | Best For |
|---|---|---|---|---|---|---|
| Employer Healthcare | Primary care membership, not insurance | Office and telehealth primary care | Direct provider access, unhurried | One administrator, no contract | Flat monthly rate per employee, quoted | Small teams wanting a real provider |
| Traditional Group Health Insurance | Insurance policy covering claims | Hospital, specialist, prescription claims | Network rules, copays, deductibles | Annual renewal, carrier paperwork | Premiums plus cost sharing | Larger employers funding full coverage |
| Health Reimbursement Arrangement (HRA) | Employer-funded medical expense account | Reimburses eligible costs employees pay first | Employees find their own care | Plan documents, reimbursement tracking | Fixed allowance per employee | Funding care without a group plan |
| On-Site Corporate Clinic | Clinic staffed at the employer's site | Basic care during business hours | Only when the clinic is open | Employer builds and staffs it | High fixed cost | Large campuses with hundreds of staff |
Which Businesses Are a Good Fit for Employer Healthcare?
Employer healthcare fits small and mid-sized businesses in the Tampa Bay area that want their people to have a provider, whether or not they can offer group insurance.
Ideal Candidates for Employer Healthcare
- Businesses with five or more employees who will enroll
- Owners who cannot offer group insurance but want a real employee health benefit
- Employers with a group plan who want to add low-cost primary care access
- Teams whose work makes long waits and missed shifts costly
Who Should Wait or Avoid Employer Healthcare
- Businesses looking for insurance or a replacement for it, which this is not
- Employers who need coverage for hospital, specialist or prescription costs
- Teams with fewer than five employees ready to enroll (individual memberships still apply)
Employees keep any insurance they have for care outside the office. Dr. Ortiz coordinates referrals when an employee needs a specialist or hospital-level care.
How It Works
How Employer Healthcare Enrollment Works
Request a quote for your team size, name an account administrator, host an on-site meet and greet, and employees book office or telehealth visits with Dr. Ortiz directly.
Request a Quote
Tell us your team size and goals; pricing is quoted per business, not published.
Name an Administrator
Your account administrator adds and removes employees as the team changes.
On-Site Meet and Greet
Dr. Ortiz or our team visits your workplace so employees understand the benefit.
Employees Book Visits
Enrolled employees schedule office or telehealth visits and reach the provider directly.
Good to Know
Employer Healthcare Limits and Safeguards
The membership is not insurance and not emergency care. Here is what it does not pay for, how employee privacy is protected and how flu clinics and referrals are handled.
-
Not Insurance, Not Emergency Care
The membership is not insurance, and the practice says so plainly so no one is caught without coverage. It does not pay hospital bills, specialist fees, imaging or prescriptions; employees use their own coverage or the practice's discounted pricing for those. It is also not emergency care: chest pain, trouble breathing, stroke signs, severe bleeding or a head injury with confusion go to the emergency room first.
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Employee Privacy
Employee privacy is protected: the administrator manages enrollment only and never sees medical information. Clinical care follows the same standards as any other visit, including the preventive checkups MedlinePlus recommends for adults.
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Flu Clinics and Referrals
Flu shot clinics use the current season's vaccine, and employees with allergies or a prior reaction are screened first. Dr. Ortiz refers out whenever a condition is beyond primary care.
Quote-based, not insurance
How Much Does Employer Healthcare Cost in Lutz?
Employer healthcare is priced per enrolled employee as a flat monthly membership and quoted for each business, because team size, how many family members join and which services you want on site all change the number. Request a quote and you will have it after one conversation. There are no claims, no copays at the visit and no contract, and because the membership is not insurance it carries no premiums, deductibles or renewal season.
Membership and Pricing
Enrolled employees receive the same primary care benefits as individual members: unlimited routine and sick visits, direct access to Dr. Ortiz by phone, secure text, video chat and email, unhurried appointments, telehealth, an annual physical exam and discounted labs, imaging and medications. Members also receive priority scheduling and discounted pricing on wellness services. Employer memberships are billed monthly to the business.
Flexible Payment Options
Memberships are billed monthly and are not financed. For employees who choose wellness services on their own, the practice offers flexible payment plans through Cherry; see our financing options.
The Practice Difference
Why Choose Advanced Optimal Healthcare for Employer Healthcare in Lutz, FL
One provider, one point of contact: every employee sees Dr. Ortiz, your administrator deals with one office, and the practice has been independent and local in Lutz since 2020.
Dr. Ortiz opened Advanced Optimal Healthcare in 2020 to make personalized, affordable primary care available in Lutz, and employer memberships extend that model to whole teams. Your employees see the same nurse practitioner every time, and your administrator deals with one office, not a claims department.
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Continuity for Every Employee
Every employee sees Dr. Ortiz at every visit, in the office or by telehealth, with the full history in one chart, so sick visits, physicals and chronic follow-up build on each other.
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Local and Independent
A Latina- and woman-owned practice on N Dale Mabry Hwy in Lutz, founded in 2020 and run by the provider who sees your team, not a national network or a claims department.
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On-Site Engagement
Meet and greet appointments and flu shot clinics come to your workplace, so employees meet their provider early and actually use the benefit you are paying for.
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Flexible Enrollment
Enroll five or more employees, name one account administrator and stay month to month with no contracts. The membership sits alongside any insurance you offer rather than replacing it.
Explore More
Related Services
Employees enrolled through their workplace receive the same primary care as any member: physicals, sick visits and chronic condition follow-up with one provider, plus cancer risk referrals when indicated. The wellness track, from IV therapy and vitamin injections to InBody scans, is available to them at member pricing.
Common Questions
Frequently Asked Questions About Employer Healthcare
Answers for owners and administrators: how pricing is quoted, why it is not insurance, the five-employee minimum, what employees actually get and whether you can keep your group plan.
How much does employer healthcare cost?
Pricing is quoted per business as a flat monthly membership for each enrolled employee, so request a quote for your team. The number depends on team size, whether family members join and which on-site services you want. There are no copays at the visit, no claims and no contract, and because it is not insurance there are no premiums or deductibles.
Is employer healthcare health insurance?
No. Employer healthcare is not health insurance and does not replace it. It is a monthly membership that covers primary care visits with Dr. Ortiz for your employees. Hospital care, specialists, imaging and prescriptions are not covered, so employees keep their own coverage for those. Our article on how membership primary care differs from insurance explains the model in detail.
How many employees do we need to enroll?
Five employees is the minimum to qualify for employer membership pricing. Smaller teams can still join the practice as individual members at the standard rates. Once enrolled, your account administrator adds or removes employees as the team changes, with no contract and no minimum term, and the monthly total adjusts with the headcount.
What do enrolled employees actually get?
Enrolled employees get primary care visits in the office or by telehealth, chronic condition follow-up, an annual physical, sick visits for illness and minor injuries, and direct access to the provider by phone, secure text, video chat and email. They also get discounted labs, imaging and medications, by appointment.
Can we keep our group insurance plan too?
Yes. Many employers pair employer healthcare with a group plan or an HRA so employees have a provider for everyday care and insurance for the big expenses. The membership works alongside any plan because it does not bill insurance for visits. It is also an option for businesses that cannot offer a group plan at all.
Can you come to our workplace?
Yes. Meet and greet appointments can be held at your office so employees understand the benefit before they enroll, and wellness clinics or flu shot clinics can be scheduled on site for convenience. Regular visits take place at the practice on N Dale Mabry Hwy in Lutz or by telehealth, by appointment.
How quickly can an employee be seen?
Employees book an appointment and get seen when they need to, in the office or by telehealth, rather than waiting weeks for an opening. One patient is scheduled at a time, so visits start on time and are not rushed. Questions between visits reach Dr. Ortiz by phone, secure text, video chat or email.
Is employer healthcare worth it for a small team?
For many small businesses it is the most affordable way to give employees a provider. Published studies of employer-sponsored primary care suggest better access and, for many groups, lower downstream utilization, although results vary by workforce. Owners get a tangible employee health benefit without the cost of a full group plan.
Ready to Start?
Schedule Your Employer Healthcare Consultation
- Phone
- (813) 330-6224
- Hours
- Mon & Fri 9am - 2pmTue & Thu 9am - 6pmWed 9am - 5pm
References
- Basu et al., JAMA Netw Open. (2020). Utilization and Cost of an Employer-Sponsored Comprehensive Primary Care Delivery Model. PMID: 32352529.
- Shahly et al., Popul Health Manag. (2014). Worksite primary care clinics: a systematic review. PMID: 24835541.
- Madhusudhan et al., Telemed Rep. (2021). Employer-Sponsored Health Centers Provide Access to Integrated Care via a Hybrid of Virtual and In-Person Visits. PMID: 35720749.
- Vargas-Martínez et al., J Adv Nurs. (2021). Economic evaluation of workplace health promotion interventions focused on Lifestyle: Systematic review and meta-analysis. PMID: 33876454.
- Ukert et al., Am J Manag Care. (2022). Disparities in health care use among low-salary and high-salary employees. PMID: 35546590.